Bankuna Sun Cire N942bn Daga Tafiyar CBN Yayin da Ribar Kudi ta Canja

Bankuna Sun Cire N942bn Daga Tafiyar CBN Yayin da Ribar Kudi ta Canja

Bankunan Najeriya sun cire Naira biliyan 941.85 daga Asusun ajiyar kuɗi na Babban Bankin Najeriya a cikin kwana ɗaya, wanda hakan ya sanya jimillar kuɗin ya yi ƙasa da Naira tiriliyan 4 a daidai lokacin da ake samun ƙaruwar kuɗaɗen shiga a tsarin bankuna.

Bayanai daga babban bankin sun nuna cewa asusun ajiyar kuɗi na SDF ya faɗi zuwa Naira tiriliyan 3.76 a ranar 7 ga Oktoba, 2026, daga Naira tiriliyan 4.70 a ranar da ta gabata.

Raguwar da aka samu ta Naira biliyan 942 ta nuna raguwar kashi 20 cikin 100 na kudaden da aka ajiye a bankin CBN cikin dare daya, kuma mafi girman raguwar da aka samu a kwana daya tun karshen watan Satumba.

Bankuna sun sanya Naira tiriliyan 4.86 a bankin CBN a ranar 5 ga Oktoba, kafin su rage sauran zuwa Naira tiriliyan 4.70 bayan kwana daya.

Janyewar da aka yi kwanan nan ya kawo matsayin SDF zuwa mafi ƙanƙanta tun daga ranar 30 ga Satumba, lokacin da bankuna suka rage ajiyar kuɗi daga Naira tiriliyan 6.28 zuwa Naira tiriliyan 4.55.

Asusun ajiyar kuɗi na SDF yana bawa bankuna damar sanya kuɗi mai yawa tare da CBN cikin dare ɗaya ba tare da jingina ba. Hakanan yana ɗaya daga cikin kayan aikin hukumar kuɗi don sarrafa kuɗi a cikin tsarin banki.

Wannan sabon yunkuri a cikin ma’aunin SDF ya zo ne makonni bayan da Kwamitin Manufofin Kudi na CBN (MPC) ya rage Matsayin Manufofin Kudi (MPR) da maki 350 zuwa kashi 23 cikin 100.

Shawarar da aka yanke a ranar 22 ga Satumba ita ce babban sauyi na farko a cikin ƙimar ma’auni a cikin sabon zagayen manufofi kuma yana tare da riƙe mahimman buƙatun ajiyar.

Kashi na CRR na bankunan kasuwanci ya ci gaba da kasancewa a kashi 45 cikin 100, yayin da bankunan kasuwanci suka ci gaba da aiki da kashi 16 cikin 100 na buƙatarsu.

CBN ta kuma riƙe kashi 75 cikin 100 na CRR akan ajiyar kuɗi na asusun gwamnati wanda ba na asusun ajiya ɗaya ba.

A lokaci guda, MPC ta daidaita hanyar da ba ta daidaita ba a kusa da MPR zuwa maki +50 na tushe da maki -300 na tushe.

Rage yawan kuɗin da ake kashewa a asusun ajiyar kuɗi na SDF ya nuna cewa bankuna suna riƙe da ƙarancin kuɗi a bankin apex cikin dare ɗaya fiye da yadda suke yi a lokacin tara kuɗi a watan Satumba.

Duk da haka, bayanan CBN ba su nuna yadda aka sake tura rage Naira biliyan 941.85 a cikin tsarin banki ba.

Sauye-sauyen da ake yi a kullum sun nuna cewa yanayin harkokin kuɗi ya kasance mai sauƙi, tare da bankunan da ke daidaita matsayinsu na dare ɗaya don biyan buƙatun kuɗi, damar kasuwa da kuma yanayin manufofin kuɗi da ake da su.

Faduwar ta kuma zo ne yayin da kasuwannin kuɗi na Najeriya ke shiga kwata na ƙarshe na 2026, inda bankuna da masu zuba jari ke mayar da martani ga ƙarancin farashin manufofi da kuma yanayin rashin kuɗi.